Direct Lender · Serving California
We are a direct lender serving individuals and businesses across California. Excellent rates, free pre-approval, and a team that treats your loan like it's our own.
From your first home to your next investment property, we structure the right loan for where you are — and where you're going.
Purchase, refinance, and cash-out loans at excellent rates — including no closing cost options.
Dedicated first-time buyer programs with low down payments and down payment assistance.
Government-backed FHA and VA loans, plus reverse mortgages for homeowners 62 and over.
Investment properties, second and vacation homes, apartments, and construction loans.
Specialized programs for recent immigrants and foreign nationals building a life in California.
Solutions after credit problems, bankruptcies, short sales, or foreclosures — including stated income loans.
Estimate your monthly payment. Adjust the numbers to fit your situation — everything updates instantly.
PMI is applied only when the loan exceeds 80% of the home value. Estimates are for planning purposes — call us for an exact quote on today's rates.
Estimated Monthly Payment
$0 / mo
Total interest over the life of the loan: $0
As a direct lender, we control the process from application to closing — so your loan closes on time and as agreed.
* Full appraisal fee refunded after successful closing.
Every situation is different. Tell us about yours and we'll walk you through your options — clearly, and with no obligation. With over 30 years in California real estate lending, we've seen it all and closed it all.
Talk to a Loan ExpertGet your free pre-approval today and shop with confidence. It takes just a few minutes to get started.
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